Hurricane Season Begins
With the 2017 hurricane season officially launched on June 1, we can look forward to a more than average hurricane season if you believe the forecasters. Each modeler for the 2017 season is indicating some version of the following: 11-17 Named Storms 4-9 Hurricanes...
Four Common P&C Issues Impacting Higher Education
Property & Casualty insurance coverage for higher education has always been complex. There is one factor that most have in common – diversity of exposure. Each school or department is like a different company with rules, hierarchy and status. This makes it tough to control for a risk manager or the individual with insurance responsibility. Each school needs to undergo its own risk identification process.
Hired and Non Owned Automobiles – What Does That Really Cover?
Employees often use their own personal vehicles for business purposes. As auto rates increase you may want to think about what happens when an employee driving their car for business, gets into an auto accident. Knowing what your Hired and Non Owned Automobile...
Navigating the Combined Liability Policies
When AIG introduced the “Eagle” program in the early 2000’s, it was the first of its kind. The insurance carrier combined the General Liability (GL) and Pollution Legal Liability (PLL) policy to eliminate coverage discrepancies between standalone GL and PLL policies....