by Mark Moitoso | March 3, 2021 | Uncategorized
Perhaps more than any time in recent history, a new year has ushered in the promise of change. In the U.S., the rollout of the COVID-19 vaccines, renewed signs of economic recovery and a new political landscape all gave hope that 2021 would begin to feel more like...
by Mark Moitoso | November 20, 2020 | Risk Management
As 2020 comes to a close, challenging conditions persist for both clients and the property & casualty industry. Reduced capacity, higher retentions, rising rates, and restrictive terms and conditions are just a few of the obstacles buyers currently face.