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Market insight imageDespite large losses from Superstorm Sandy and a challenged investment environment, U.S. Property and Casualty carrier profitability improved in 2012. The improvement came as a result of rate increases and decreased losses from the previous year.

Lockton is finding that while some areas, particularly workers’ compensation, are providing challenges with regards to rates, there are a number of sectors where competition is keeping rates to a moderate level.  This report provides insights from Lockton experts around the country, with commentary on the Property & Casualty marketplace as a whole, and a special section on multi-family real estate.