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There is a wide array of state, federal, and international laws requiring individuals and entities that gather, use and secure “personal” or “protected” information to report, and/or “notice,” when this type of information is accessed or acquired without authorization. The original motivator behind these laws is that this type of information, when in the hands of the wrong person, can be used to commit fraud. The goal is to provide affected individuals, and the government or consumer agencies they may turn to for assistance, with notice of the data security incident so that they may take steps to protect themselves.